Pelican State News

Gov. Jeff Landry has issued a State of Emergency Executive Order following the impact of Tropical Storm Beryl in Louisiana. The storm, which moved from Texas into Western Louisiana on July 8, 2024, resulted in significant damage across the state, including one fatality and widespread power outages.

The emergency order aims to support affected parishes by providing necessary resources to ensure the safety and welfare of residents.

Residents and business owners dealing with storm damage are advised on how to navigate insurance claims effectively. Initial steps include contacting insurance companies immediately after the storm to inquire about coverage specifics, claim processing times, and repair estimates.

Temporary repairs should be made to prevent further damage but permanent repairs should wait until after an adjuster assesses the property. It is crucial to document all damages through photos or videos and prepare a detailed inventory for the adjuster’s visit.

Insurance policyholders are encouraged to identify structural damage and obtain written bids from licensed contractors for repairs. Keeping copies of all documentation submitted and received during this process is essential.

Once claims are settled and repairs begin, it is recommended that policyholders reassess their insurance coverage with their agents to ensure adequate protection for future incidents.