Forecasters from NOAA’s National Weather Service have indicated that the Atlantic hurricane season, which runs from June 1 to November 30, is likely to experience above-normal activity as it enters its historical peak. The most active period typically occurs between mid-August and mid-October.
While hurricane damage is often concentrated along coastal areas, last year’s storms demonstrated that severe winds and flooding can impact businesses and communities far inland. Many small businesses were affected by these conditions.
Business owners are encouraged to review or create disaster plans while there is still time before the height of the season. Important steps include assessing risks such as floods, tornadoes, hailstorms, earthquakes, or wildfires specific to their location. Taking measures to reduce vulnerability can help limit losses.
Insurance coverage should be reviewed carefully. Standard policies may not cover flood damage, so additional flood insurance is recommended. Business interruption insurance can also provide support for operating costs if a shutdown occurs.
Asset documentation is advised. Photos and videos of buildings, equipment, inventory, and other important assets should be stored online or in secure containers off-site.
Developing a business continuity plan will help identify critical operations needed to stay open or resume work quickly after a disaster. This includes considering remote work options and alternate workspaces.
An emergency response plan should outline evacuation routes and meeting locations while keeping emergency contacts accessible for employees and family members.
A communications plan is also essential. A designated point person should handle updates for employees, customers, and vendors. Because local communication services may fail during disasters, having an out-of-state contact as a central hub can improve coordination.
Backing up important business records such as tax documents and employee information in both physical safes and secure cloud platforms helps ensure data recovery after an event.
Finally, assembling a disaster kit with essentials like flashlights, radios, batteries, first-aid supplies, food, water, tools, plastic sheeting, and garbage bags is recommended for businesses. Employees are encouraged to prepare similar kits at home.
